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Finance representative example (PCP)

Based on a car price of £12,750 with a £2,000 deposit, borrowing £10,750 at a representative APR of 8.9% and the following:

48 monthly payments of: £196.05
Fixed interest rate: 8.9%
Option-to-purchase fee: £10
Optional final payment: £3,969.00
Amount of interest: £2,630.40
Total amount payable: £15,380.40
Annual mileage limit: 8,000 miles
Excess mileage charge: 3p per mile

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