What is part exchange?

Part exchange is a way of using the value in your current car to lower the cost of your next one.

With a few details, we'll value your car instantly. Then, you put the money towards the finance or cash price of your next car. Sorted!

Part-exchange a car with finance left to pay

  • We pay off your PCP or HP plan

  • Easy online process

  • Put cash towards your cinch car

How to trade in a car on finance

What happens on the day?

Step 1

We inspect your car

Our handover specialist will check your car is roadworthy and matches the details you gave.

Step 2

We collect your paperwork

Be sure to have your V5 logbook, spare keys and any service history handy for us.

Step 3

We take it from there

No matter whether your cinch car is delivered or collected, we’ll take the part-ex off your hands.

Frequently asked questions

Find out what it's worth

Get a free, instant part-ex quote


Need a hand?We're ready to help 8am-8pm, 7 days a week.

Cinch Cars Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

We accept Visa and Mastercard debit and credit cards.