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How much is a Ford Focus? Prices and running costs explained

The Ford Focus is a practical and stylish model with some great trims to choose from – but how much do they cost?

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The Ford Focus is a real people-pleaser – it's got a lot to offer at an impressive price point.

A larger model than the Ford Fiesta, a Focus is ideal if you want an economical drive with plenty of room. Economical doesn’t equal boring, either – the Focus is easy to work with and can be a lot of fun, depending on the model you choose.

With all that said, how much can you expect to pay for a Focus model?

How much does a Ford Focus cost?

There are so many variations of the Ford Focus on the market, it’s hard to nail down a single price point. You’ll need to consider what it is you want from your Focus model, and whether you plan to buy it brand-new or on the used market. Used Ford models will almost always be cheaper.

The entry-level Ford Focus Titanium model offers features like cruise control, Apple CarPlay and Android Auto, and parking sensors.

A brand-new Focus Titanium model on the Ford site will cost upwards of £27,080, while a used Ford Focus from 2021 will cost closer to £20,490.

The Focus Active X is a great mid-range model in the lineup, costing upwards of £29,280 when buying brand-new. This gets features like flashier alloy wheels, rear privacy glass and a 13.2-inch Ford SYNC 4 Navigation touchscreen.

A used 2020 Ford Focus Active X model will usually cost around £20,250 around the top end of the scale, but there are models at lower price points depending on the age, mileage and specification.

One of the top-of-the-range models is the Focus ST, which gets larger alloys, Dynamix Matrix LED headlamps and selectable driver modes. Brand-new, you can expect to pay around £36,950 on the Ford site, while used models cost around £30,990 for a 2022 model with low mileage.

Prices on our site will differ based on what we have in stock and the exact Focus model you choose. It’s best to take a look at our current listings to see the most accurate pricing.

What are the benefits of a Ford Focus?

If you’re a fan of the Ford Fiesta, the Ford Focus is a larger option that will be an ideal next step for those who enjoy Ford models.

SUVs are one of the most popular options on the market these days, but a spacious family hatchback like the Focus can be more practical. You’ll have a 375-litre boot at the rear that can be extended to 1,027 litres with the rear seats folded down, and it won’t have the bulkier feel of an SUV.

The five-door format makes it easy to get small children in and out of the car, and ISOFIX points make it easy to fit child seats safely.

You’ll also have the option of a sporty all-wheel-drive model in the Ford Focus ST. This means you can get the grip and stability you’d expect of something more off-road focused, making it easy to drive in testing weather conditions.

They’re efficient too, with the 1.0-litre EcoBoost petrol model getting a claimed statistic of up to 54.3mpg. Ford also claims up to 67.3mpg from its diesel offering.

A blue Ford Focus

Maintenance costs

The maintenance costs associated with a Ford Focus are the same as every other car – you'll need to consider MOTs, servicing and wear and tear.

Ford is a reliable manufacturer that has a trusted reputation as a brand you can rely on. In fact, the Focus itself has impressive reviews for reliability and scores well on consumer reliability surveys. Alongside a five-star Euro NCAP rating, you know you’re getting a vehicle that will go the distance.

The Focus is easy to make repairs on if needed, and the costs of parts and labour are usually well-priced. As Ford is a popular brand, it’s easy to find Focus parts that don’t break the bank.

Every year, you’ll legally need to MOT your Ford Focus. In the UK, MOT testing costs are capped at just under £55 but you can sometimes find these tests cheaper. This cost does not include parts and labour for any repairs needed, but reliability reviews show that this likely isn’t something you’ll need to pay for often.

Servicing isn’t a legal requirement in the UK, but it’s recommended you service your Focus regularly to keep it in the best condition. The cost of a service will depend on the location of your garage and the type of servicing you choose but will include things like an oil and oil filter change and checks to your fluids and coolant levels.

How much does it cost to insure a Ford Focus?

The cost of car insurance for your Ford Focus will largely depend on your own circumstances, as things like your job title, any driving offences and the place you store your car can affect costs.

Focus models are placed in insurance groups based on factors such as how much they’d cost to replace or repair and the performance of the vehicle. Cars in higher insurance groups are the most expensive to insure.

The Ford Focus varies when it comes to insurance costs, sitting in groups seven to 43 depending on the model you choose. An option like a 1.0-litre Focus Style will usually be placed in a lower group and will be cheaper to insure, while models like the 1.6-litre EcoBoost Titanium X sit in group 26 and will be more expensive.

It’s best to take a look at the insurance group of the specific model that’s caught your eye and get a quote from your insurance provider.

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