Car finance for Fords is ideal if you want to split the cost of your next car across monthly payments and a flexible deposit.
There’s the option of PCP (Personal Contract Purchase) or HP (Hire Purchase) car finance plans, with payments spread across a fixed term.
How it works
Pick the used Ford model that catches your eye and start the finance process.
Get a quote
Get a PCP or HP car finance quote and choose your deposit amount, or consider part exchange.
Apply online
You’ll supply details like your home address and affordability to get a personalised finance offer for your Ford.
Get a decision
Car finance lenders will review your application and let you know if you’ve been accepted.
Your offer
Accept your offer and put down a deposit to start your car finance term.
How much does it cost to finance a Ford?
The cost of a Ford on finance depends on:
how much the used Ford costs
your deposit amount
the length of the term you choose
the interest rate you are offered
You can also part exchange your current car to pay towards your next model.
Make sure you can commit to the term of the loan, and that you can afford the monthly payments on top of your usual spending.
Failing to pay car finance or making late payments can damage your credit score.
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What you’ll need to apply for finance for Ford cars:
In the application, you may be asked for:
your name
date of birth and nationality
recent address history
employment status
bank details
driving licence – full or provisional
income and outgoings
Choosing HP or PCP for your Ford: what’s the difference?
HP (Hire Purchase) and PCP (Personal Contract Purchase) are types of car finance that can help you pay for a Ford.
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With HP car finance for a Ford, you:
Put down a deposit
Choose your car finance term
Pay monthly payments over a set time
Own the Ford car at the end of the plan
If you want to end the agreement early, wear and tear charges may apply.
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With PCP car finance for a Ford, you:
Put down a deposit
Choose your car finance term
Pay monthly payments over a set time
Keep, hand back or part exchange the Ford car at the end, with an optional final payment if you choose to keep the car
If you want to hand back the Ford, this is subject to mileage and condition (excess mileage and damage charges may apply).
If you part exchange at the end, this may be subject to paying off your existing finance agreement and new credit agreements.
It’s important to give an accurate mileage if you apply for PCP. If you go over your allowance, you’ll have to pay an excess mileage charge.
Ford car finance FAQs
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