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Personal Contract Purchase (PCP) representative example
Based on a cash price of £12,500, with a £2,000 customer deposit, borrowing £10,500 at a representative APR of 12.4%. 48 monthly payments of £189.23. Fixed rate of interest per annum 6.45%. Optional final payment £5,289.00. Option-to-purchase fee £10. Amount of interest £3,872.02. Total amount payable £16,372.04. Annual mileage limit 8,000 miles. Excess mileage charge 4p per mile.
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