Finance for Volkswagen cars means you can spread the cost of the vehicle across a flexible deposit and monthly payments.
You can choose from PCP (Personal Contract Purchase) and HP (Hire Purchase) car finance agreements. These will last for the fixed term that you decide when applying.
How it works
Choose your ideal Volkswagen and start the finance process.
Get a quote
Pick your deposit amount and get a PCP or HP car finance quote or consider part exchange.
Apply online
Your finance lender will need details like your home address and affordability factors to give you a personalised offer.
Get a decision
The car finance lenders will review your application and be in touch to tell you if you’ve been accepted.
Your offer
If you’re happy with your offer, it’s time to accept and start your finance term.
How much does it cost to finance a Volkswagen?
The cost of a Volkswagen on finance depends on:
how much the used Volkswagen costs
your deposit amount
the length of the term you choose
the interest rate you are offered
You can also part-exchange your current car to pay towards your next model.
Make sure you can commit to the term of the loan and that you can afford the monthly payments on top of your usual spending.
Failing to pay car finance or making late payments can damage your credit score.
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What you’ll need to apply for finance for Volkswagen cars:
In the application, you may be asked for:
your name
date of birth and nationality
your recent address history
your employment status
Bank details
your driving licence – full or provisional
your income and outgoings
Choosing HP or PCP for your Volkswagen: what’s the difference?
HP (Hire Purchase) and PCP (Personal Contract Purchase) are types of car finance that help you pay for a Volkswagen.
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With HP car finance for a Volkswagen, you:
Put down a deposit
Choose your car finance term
Pay monthly payments over a set time
Own the Volkswagen car at the end of the plan
If you want to end the agreement early, wear and tear charges may apply.
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With PCP car finance for a Volkswagen, you:
Put down a deposit
Choose your car finance term
Pay monthly payments over a set time
Keep, hand back or part exchange the car at the end, with an optional final payment if you choose to keep the car.
If you want to hand back the Volkswagen – this is subject to mileage and condition (excess mileage and damage charges may apply).
If you part exchange at the end – this may be subject to paying off your existing finance agreement and new credit agreements.
It’s important to give an accurate mileage if you apply for PCP. If you go over your allowance, you’ll have to pay an excess mileage charge.
Volkswagen car finance FAQs
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