Scratch and dent insurance

Scratch and dent insurance starts at £283 for 36 months' cover. This is paid for in 10 monthly instalments (e.g. £28.30 per month) by Direct Debit.

The specific price will be shown to you during checkout and depends on the make of the car you're buying.

If you choose multiple cinchCover products, each one will show as a separate Direct Debit in your bank statement. 

Payments start within 30 days from when you buy any cinchCover products, whether you do this when you buy your car or at a later date.

There’s a 30-day cooling-off period for all cinchCover products that starts from the start date on the policy schedule or receipt of the terms and conditions (whichever is later). If you cancel within this cooling-off period and have not already made a successful claim on your policy, you’ll be refunded any payments you’ve made.

After the cooling-off period, you can still cancel your cinchCover plan(s) without a charge.

To make a claim, please call 0333 220 6622 (Monday to Friday 9am to 5pm). You can also send an email to cinchcover.claims@assurant.com

Keep in mind that you need to submit your claim as soon as possible after any incidents. If you submit a claim more than 30 days after the incident, you will not be covered.

We’ve partnered with Assurant, global experts in insurance and protection products, to offer cinchCover. 

Assurant is listed on the New York Stock Exchange, is valued as one of the top 500 companies in the USA and employs more than 13,000 people worldwide.

Find out more about Assurant.

Assurant works with a network of partners, such as RAC (breakdown), FixMyCar (mechanical and technical repairs) and Revive! (scratch and dent, and alloy wheel repairs), who’ll take care of you and your car if you make a claim.