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Personal Contract Purchase (PCP) representative example

Based on a cash price of £12,550 with a £2,000 customer deposit, borrowing £10,550 at a representative APR of 11.4%. 48 monthly payments of £194.03. Fixed rate of interest per annum 5.93%. Optional final payment. Option-to-purchase fee £10. Amount of interest £5,005.00. Total amount payable £16,318.44. Annual mileage limit 8,000 miles. Excess mileage charge 4p per mile.