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Insurance group

What is the importance of a car's insurance group?

A car’s insurance group is one factor that helps determine how much your car insurance premium will be. Insurance groups band cars from the cheapest to most expensive to insure – group 1 is the cheapest and group 50 the most expensive. The insurance group of a car is decided independent of car manufacturers by a Group Rating Panel, made up of members of the Association of British Insurers and the Lloyds Market Association.

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Cinch Cars Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

We accept all major Visa, Mastercard and American Express debit or credit cards.