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Hire Purchase Information Check (HPI Check)

What is an HPI check and do I need one when buying a used car?

An HPI check – which stands for Hire Purchase Investigation – is an in-depth look at the vehicle’s history, designed to uncover anything that a buyer needs to know. So, for example, it will flag up whether the car is an insurance write-off, if it has been stolen or has outstanding finance on it, or if it's been clocked. 

It's the car-buying equivalent of having a survey before buying a house. Don’t buy a used car without one.