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Hire Purchase Information Check (HPI Check)

What is an HPI check and do I need one when buying a used car?

An HPI check – which stands for Hire Purchase Investigation – is an in-depth look at the vehicle’s history, designed to uncover anything that a buyer needs to know. So, for example, it will flag up whether the car is an insurance write-off, if it has been stolen or has outstanding finance on it, or if it's been clocked. 

It's the car-buying equivalent of having a survey before buying a house. Don’t buy a used car without one.

Need a hand?We're ready to help 8am-8pm, 7 days a week.

Cinch Cars Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

We accept all major Visa, Mastercard and American Express debit or credit cards.