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Finance representative example (PCP)

Based on a car price of £12,750 with a £2,000 deposit, borrowing £10,750 at a representative APR of 8.9% and the following:

48 monthly payments of
£196.05
Fixed interest rate
8.9%
Option-to-purchase fee
£10
Optional final payment
£3,969.00
Amount of interest
£2,630.40
Total amount payable
£15,380.40
Annual mileage limit
8,000 miles
Excess mileage charge
3p per mile
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                                                  Cinch Cars Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include acting as a credit broker not a lender.

                                                  We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

                                                  All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

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